Prepared for VT ElectricZip code 91762Eff date 9/2021


PlanWholeCare HMO Silver $50Full Network HMO Silver $50SmartCare HMO Gold $50SmartCare HMO Gold $40SmartCare HMO Gold $30SmartCare HMO Platinum $30WholeCare HMO Gold $50Full Network HMO Gold $50WholeCare HMO Gold $40SmartCare HMO Platinum $20WholeCare HMO Gold $35SmartCare HMO Platinum $0WholeCare HMO Gold $30Full Network HMO Gold $40WholeCare HMO Platinum $30SmartCare HMO Platinum $10WholeCare HMO Platinum $20Full Network HMO Gold $35WholeCare HMO Platinum $0WholeCare HMO Platinum $10Full Network HMO Gold $30Full Network HMO Platinum $30Full Network HMO Platinum $20Full Network HMO Platinum $0Full Network HMO Platinum $10
MetalSilverSilverGoldGoldGoldPlatinumGoldGoldGoldPlatinumGoldPlatinumGoldGoldPlatinumPlatinumPlatinumGoldPlatinumPlatinumGoldPlatinumPlatinumPlatinumPlatinum
NetworkWholeCare HMOFull Network HMOSmartCare HMOSmartCare HMOSmartCare HMOSmartCare HMOWholeCare HMOFull Network HMOWholeCare HMOSmartCare HMOWholeCare HMOSmartCare HMOWholeCare HMOFull Network HMOWholeCare HMOSmartCare HMOWholeCare HMOFull Network HMOWholeCare HMOWholeCare HMOFull Network HMOFull Network HMOFull Network HMOFull Network HMOFull Network HMO
DeductibleNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone
Coinsurance50% coverage for most services50% coverage for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most services
Out of Pocket Mzx$7950/$15,900 family$7950/$15,900 family$7000,$14,000 family$6500/$13,000 family$6000/$12,000 family$3000/$6000 family$7000,$14,000 family$7000,$14,000 family$6500/$13,000 family$3000/$6000 family$6500/$13,000 family$3000/$6000 family$6000/$12,000 family$6500/$13,000 family$3000/$6000 family$1750/$3500 family$3000/$6000 family$6500/$13,000 family$3000/$6000 family$1750/$3500 family$6000/$12,000 family$3000/$6000 family$3000/$6000 family$3000/$6000 family$1750/$3500 family
Ambulance50% coverage50% coverage$300 copayment$300 copayment$300 copayment$200 copayment$300 copayment$300 copayment$300 copayment$120 copaymet$300 copayment$250 copayment (ded applies)$300 copayment$300 copayment$200 copayment$150 copayment$120 copaymet$300 copayment$250 copayment (ded applies)$150 copayment$300 copayment$200 copayment$120 copaymet$250 copayment (ded applies)$150 copayment
ChiropractorOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptional
Durable Med Equip50% coverage50% coverage60% coverage60% coverage70% coverage80% coverage60% coverage60% coverage60% coverage80% coverage70% coverage70% coverage70% coverage60% coverage80% coverage90% coverage80% coverage70% coverage70% coverage90% coverage70% coverage80% coverage80% coverage70% coverage90% coverage
Emergency Room50% coverage50% coverage$300 copayment$300 copayment$300 copayment$200 copaymet$300 copayment$300 copayment$300 copayment$200 copaymet$300 copayment$250 copayment (ded applies)$300 copayment$300 copayment$200 copaymet$150 copayment$200 copaymet$300 copayment$250 copayment (ded applies)$150 copayment$300 copayment$200 copaymet$200 copaymet$250 copayment (ded applies)$150 copayment
Hospital50% coverage50% coverage$850 per day (1st 5 days)$750 per day (1st 4 days)$750 per day (1st 3 days)$350 per day (1st 3 days)$850 per day (1st 5 days)$850 per day (1st 5 days)$750 per day (1st 4 days)$350 per day (1st 3 days)$750 per day (1st 3 days)$500 per day (1st 4 days)$750 per day (1st 3 days)$750 per day (1st 4 days)$350 per day (1st 3 days)$250 per day (1st 3 days)$350 per day (1st 3 days)$750 per day (1st 3 days)$500 per day (1st 4 days)$250 per day (1st 3 days)$750 per day (1st 3 days)$350 per day (1st 3 days)$350 per day (1st 3 days)$500 per day (1st 4 days)$250 per day (1st 3 days)
InfertilityOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptional
Lab & X-RayLab: $40 copay/X-ray $50 copayLab: $40 copay/X-ray $50 copayLab: $40 copay/X-ray $50 copayLab: $40 copay/X-ray $50 copay$40 copay$20 copayLab: $40 copay/X-ray $50 copayLab: $40 copay/X-ray $50 copayLab: $40 copay/X-ray $50 copay$20 copayLab: $40 copay/X-ray $50 copayNo charge$40 copayLab: $40 copay/X-ray $50 copay$20 copay$20 copay$20 copayLab: $40 copay/X-ray $50 copayNo charge$20 copay$40 copay$20 copay$20 copayNo charge$20 copay
Office Visit$50 copayment$50 copayment$50 copayment$40 copayment$30 copayment$20 copayment$50 copayment$50 copayment$40 copayment$20 copayment$35 copaymentNo charge$30 copayment$40 copayment$20 copayment$10 copayment$20 copayment$35 copaymentNo charge$10 copayment$30 copayment$20 copayment$20 copaymentNo charge$10 copayment
Specialist$70 copayment$70 copayment$70 copayment$60 copayment$50 copayment$40 copayment$70 copayment$70 copayment$60 copayment$40 copayment$55 copaymentNo charge$50 copayment$60 copayment$40 copayment$30 copayment$40 copayment$55 copaymentNo charge$30 copayment$50 copayment$40 copayment$40 copaymentNo charge$30 copayment
Outpatient Surgery50% coverage50% coverage$1300 copayment$1200 copayment$900 copayment$500 copayment$1300 copayment$1300 copayment$1200 copayment$500 copayment$1200 copayment$500 copayment$900 copayment$1200 copayment$500 copayment$150 copayment$500 copayment$1200 copayment$500 copayment$150 copayment$900 copayment$500 copayment$500 copayment$500 copayment$150 copayment
Physical Therapy$50 copayment$50 copayment$50 copayment$40 copayment$30 copayment$20 copayment$50 copayment$50 copayment$40 copayment$20 copayment$35 copaymentNo charge$30 copayment$40 copayment$20 copayment$10 copayment$20 copayment$35 copaymentNo charge$10 copayment$30 copayment$20 copayment$20 copaymentNo charge$10 copayment
Inpatient Psych50% coverage50% coverage$850 per day (1st 5 days)$750 per day (1st 4 days)$750 per day (1st 3 days)$350 per day (1st 3 days)$850 per day (1st 5 days)$850 per day (1st 5 days)$750 per day (1st 4 days)$350 per day (1st 3 days)$750 per day (1st 3 days)$500 per day (1st 4 days)$750 per day (1st 3 days)$750 per day (1st 4 days)$350 per day (1st 3 days)$250 per day (1st 3 days)$350 per day (1st 3 days)$750 per day (1st 3 days)$500 per day (1st 4 days)$250 per day (1st 3 days)$750 per day (1st 3 days)$350 per day (1st 3 days)$350 per day (1st 3 days)$500 per day (1st 4 days)$250 per day (1st 3 days)
Outpatient Psych$50 copayment$50 copayment$50 copayment$40 copayment$30 copayment$20 copayment$50 copayment$50 copayment$40 copayment$20 copayment$35 copaymentNo charge$30 copayment$40 copayment$20 copayment$10 copayment$20 copayment$35 copaymentNo charge$10 copayment$30 copayment$20 copayment$20 copaymentNo charge$10 copayment
Rx Tier 1$20 copayment$20 copayment$15 copayment$15 copayment$15 copayment$5 copayment$15 copayment$15 copayment$15 copayment$5 copayment$15 copaymentNo charge$15 copayment$15 copayment$5 copayment$5 copayment$5 copayment$15 copaymentNo charge$5 copayment$15 copayment$5 copayment$5 copaymentNo charge$5 copayment
Rx Tier 250% (up to $450 per 30 day script after Rx ded)50% (up to $450 per 30 day script after Rx ded)$50 copay (after $450 Rx ded)$50 copayment$50 copayment$30 copayment$50 copay (after $450 Rx ded)$50 copay (after $450 Rx ded)$50 copayment$30 copayment$50 copayment$30 copayment$50 copayment$50 copayment$30 copayment$30 copayment$30 copayment$50 copayment$30 copayment$30 copayment$50 copayment$30 copayment$30 copayment$30 copayment$30 copayment
Rx Tier 350% (up to $250 per 30 day script after Rx ded)50% (up to $250 per 30 day script after Rx ded)$70 copay (after $450 Rx ded)$70 copayment$70 copayment$50 copayment$70 copay (after $450 Rx ded)$70 copay (after $450 Rx ded)$70 copayment$50 copayment$70 copayment$50 copayment$70 copayment$70 copayment$50 copayment$50 copayment$50 copayment$70 copayment$50 copayment$50 copayment$70 copayment$50 copayment$50 copayment$50 copayment$50 copayment
Rx Tier 450% cov up to $250 per 30 day script after Rx deductible50% cov up to $250 per 30 day script after Rx deductible60% cov up to $250 per Rx after $450 Rx deductible70% coverage70% coverage70% cov ($250 max per 30 day script)60% cov up to $250 per Rx after $450 Rx deductible60% cov up to $250 per Rx after $450 Rx deductible70% coverage70% coverage70% coverage70% coverage70% coverage70% coverage70% cov ($250 max per 30 day script)70% coverage70% coverage70% coverage70% coverage70% coverage70% coverage70% cov ($250 max per 30 day script)70% coverage70% coverage70% coverage
LinksBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary ProvidersBrochure Formulary Providers
Adriana Loza574.46582.88592.29603.99627.65632.43634.05641.95643.98647.89653.78662.19669.22673.06677.01678.91690.78697.53706.04723.85728.55737.04752.05768.66788.05
Antonio Lemus773.04784.36797.03812.77844.6851.04853.22863.85866.58871.84879.77891.09900.54905.71911.03913.59929.56938.64950.1974.06980.38991.821012.011034.371060.45
Jon Matsunaga756.09767.16779.55794.95826.08832.38834.51844.91847.58852.72860.48871.55880.79885.85891.05893.55909.18918.06929.27952.7958.88970.07989.821011.681037.2
Tony Tran525.22 fam 1327.31532.92 fam 1346.76541.52 fam 1368.51552.22 fam 1395.55573.85 fam 1450.21578.22 fam 1461.25579.7 fam 1465586.93 fam 1483.26588.78 fam 1487.94592.35 fam 1496.97597.74 fam 1510.58605.43 fam 1530.02611.85 fam 1546.25615.37 fam 1555.13618.98 fam 1564.25620.72 fam 1568.65631.57 fam 1596.07637.74 fam 1611.66645.53 fam 1631.35661.81 fam 1672.49666.1 fam 1683.34673.87 fam 1702.97687.59 fam 1737.65702.78 fam 1776.03720.5 fam 1820.81
Total2628.81 w deps 3430.902667.32 w deps 3481.162710.39 w deps 3537.382763.93 w deps 3607.262872.18 w deps 3748.542894.07 w deps 3777.102901.48 w deps 3786.782937.64 w deps 3833.972946.92 w deps 3846.082964.80 w deps 3869.422991.77 w deps 3904.613030.26 w deps 3954.853062.40 w deps 3996.803079.99 w deps 4019.753098.07 w deps 4043.343106.77 w deps 4054.703161.09 w deps 4125.593191.97 w deps 4165.893230.94 w deps 4216.763312.42 w deps 4323.103333.91 w deps 4351.153372.80 w deps 4401.903441.47 w deps 4491.533517.49 w deps 4590.743606.20 w deps 4706.51